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There are no income restrictions, and the deduction is taken “above the line” on your Form 1040 tax return, reducing your adjusted gross income, said Patrick Stark, director of financial
planning for RS Crum Inc., a fee-only wealth management firm in Newport Beach, Calif. “Even people who don’t itemize,” he said, “are able to take advantage of an H. S.A.
Only certain health plans with high deductibles and other specific criteria qualify to work with an H. S.A., however,
so you will need to check your plan’s details before opening an account, said Roy Ramthun, an H. S.A.
(Typically, the health plan will have language noting that it is H.
Here is how a health savings account works: If you have an eligible, high-deductible health plan, you can establish an H. S.A.
and set aside funds, tax-free, to pay for medical expenses
that your insurance doesn’t cover, including co-payments and your deductible — the amount you have to pay out of pocket before insurance begins paying.
Eligible filers can make a tax-deductible contribution to a health savings account, or H.
S.A., for the 2016 tax year up until the federal filing deadline — April 18 this year.
Health Savings Accounts: Don’t Leave Money on the Table –
It is tax-filing season, and people looking for ways to lower their 2016 tax bills might want to consider funding health savings accounts.
While H. S.A.s may be a good last-minute option for those seeking a tax deduction, Mr. Stark said he preferred
that clients contribute regularly to the account each month, if they can.
As of mid-2016, there were more than 18 million health savings accounts holding nearly $35 billion in assets, according to the tracking firm Devenir.

“In the playoffs,” Nash said, “you need your best players to be your best players.”
Both Nash and McDonagh are stalwarts of Rangers teams
that have reached the playoffs year after year, and both had watched as they sputtered at home in the playoffs — six straight losses, outscored by 21-4, since a Game 1 victory against Tampa Bay in the 2015 Eastern Conference finals.
The Rangers’ 2-1 victory Tuesday night against the Montreal Canadiens, which evened their best-of-seven series at two games apiece before the series returns to Montreal for Game 5 on Thursday, turned on a sequence in the second period
that began with understated brilliance and ended, four seconds later, in unadulterated joy.
Long before Henrik Lundqvist earned a rousing ovation for preserving a one-goal lead over the final 35 minutes 32 seconds, and long before the Rangers turned back a frantic Montreal push
that included a rocket from Shea Weber that struck the goal post, Ryan McDonagh caught a puck with his hand.
The Rangers Finally Win a Playoff Game at Home –
By BEN SHPIGELAPRIL 18, 2017
The pivotal moment in a hockey game, that cumulative impact of all those goals
and saves and subtleties, can sometimes be ascertained only after the teams have left the ice.
Hours earlier, standing in front of his locker, McDonagh said that there would be no continuation from the Rangers’ listless Game 3 on Sunday.

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How to put your baby to sleep safely
13 March 2017 Last updated at 00:20 GMT
Most parents still don’t know how best to put their babies to sleep, a new survey has shown.
Sudden Infant Death Syndrome, often referred to as cot death, is when a baby dies suddenly
and unexpectedly and the cause of death remains unexplained after a post mortem has been carried out.

I think your kids are more important than your own success.”
Dru Love will represent the third generation in his family to compete in the United States Open, after his father
and his grandfather, Davis Jr., a club professional who also caddied for his son during a United States Open sectional.
Father’s Day Gift for Davis Love III: Caddying for Son, Dru –
By KAREN CROUSEJUNE 13, 2017
ERIN, Wis. — Davis Love III’s son, Dru, was on the eighth green at Erin Hills on Tuesday when he asked for a number from his caddie.
Dru Love is 24, but unlike the Open debut of his father, who was already a PGA Tour winner,
Dru Love’s first appearance will also represent his first start as a professional.
“Dad,” Dru Love said, “what year was your first U. S. Open?”
Brookline in 1988, the elder Love replied.
Twenty-nine years after his father’s inaugural United States Open, Dru Love is playing in the event for the first time,
and he will have his father, a one-time major winner and two-time Ryder Cup captain, on his bag.

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Local Deal of the Week:
Property Location: 1429 5th St, Philadelphia, PA – 19122
Property Type: Multiple Properties (Apartment Building)
Borrower: Templetown Properties II LP
Financing Bank: Tristate Capital Bank
Loan Amount: $1.60 Million